Surge Credit Card: Features and Benefits You Didn’t Know You Needed

The Surge credit card includes numerous features that are unique to the market and can help you save money while building your credit score simultaneously. The following list will give you insight into what makes this card so good and why it’s one of the top options in its category. If you’re looking for a new credit card, this list should help you decide which card best meets your needs.

What is Surge Credit Card?


Using the Surge Credit Card puts you in control, giving you access to discounts and free memberships. In addition, there is no annual fee on the Surge Credit Card. SurgeCardInfo helps people with poor or no credit histories rebuild or develop their credit histories, making it easier to obtain a loan or build a credit record. 

In addition to using your Mastercard anywhere, Mastercard is accepted. This credit card offers all the benefits of an unsecured credit card. Depending on the level of guarantee on the Surge Mastercard, the Surge Credit can range from $0, $50, $100, $150, or $500. Boost credit cards have a $500 credit limit and a variable APR of 29.99% based on the timely payment of user bills.

Surge Credit Card Features


Surge Credit Card is the perfect card for people who love going out on adventures. The features of this card make it an excellent option for those who want to use their credit card responsibly. Surge Credit Card offers five qualities that you might not know you needed: 

1) Great rewards

Surge Credit Card offers great rewards that will make your life easier. With amazing rewards like cash back, this card is perfect for anyone looking for an easy way to get rewarded. Plus, there are no annual or foreign transaction fees, making it an even better deal! It’s time to get in on the perks of the Surge Credit Card with some rewards you won’t want to miss out on.

2) No international transaction fees 

Surge Credit Card offers no international transaction fees on purchases made outside of the United States, a feature that’s unheard of in this day and age. It also provides 24/7 customer service for users – even over the phone – which is still rare among credit card companies. The card has an APR, which is low compared to other cards, but it’s not too low to be a risk. All in all, we’re very impressed with Surge Credit Card so far!

3) Cash back 


Surge Credit Card offers a cash-back feature to help you save money on everyday purchases. The cash-back program is simple to set up, and you can earn rewards as soon as you get your card. There’s no limit on how much cash back you can earn each month or year, but there are some restrictions on what type of transactions qualify (see the terms and conditions). And if your credit score is low or unknown, we offer a Secured Credit Card with options for building a credit history.

4) Low APR

Surge Credit Card is a top cash-back card that can save you money in more ways than one. For example, not only does Surge offer a low APR on purchases, but it also has no annual fee. Plus, by using your Surge Credit Card to pay for gas at Exxon or Mobil stations, you’ll earn cash back on every purchase!

5) Travel insurance.

Surge Credit Card offers travel insurance with every purchase, so you can rest assured that your purchases are covered in the event of a lost or stolen item. 

Surge Credit Card also offers a Visa Signature Concierge service available 24/7 to assist with booking flights and finding the perfect restaurant.

Surge Credit Card Benefits


Following are benefits of surge credit card:

  1. If you are having trouble getting approved for an unsecured credit card or don’t want to make a deposit, the Surge Credit Card might be for you.
  2. TransUnion, Experian, and Equifax receive information about your Surge credit card usage. 
  3. If you pay your bills on time, use your credit card responsibly, and manage your account responsibly, you’ll be able to improve your credit score and qualify for a better card in the future.
  4. After making the required minimum monthly payments for six months, your credit limit may be increased, which can reduce your credit usage and improve your credit score.


The Surge credit card is an excellent way to stay on top of your finances, even when you’re not able to check your account every day. The most important thing about the Surge credit card is its convenience. The fact that it works on both Apple Pay and Android Pay means you can access it from just about anywhere without having to carry around a physical card in your wallet or purse. From mobile payments to emergency cash advances, if you’re looking for a simple way to track your spending while still being able to pay off what you owe, the surge credit card may be an excellent fit for your needs.


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